Monthly Archives: June 2016

Investment Trusts

Investment trusts are companies established to invest money for shareholders. These companies are commonly found in the United Kingdom. Investment trusts invest the money of shareholders in property, bonds, shares and other assets. They look for assets that can increase in value in the future. A fund manager is usually appointed by a board of members. The fund manager then decides where to invest the shareholders’ money.

One of the best things about investment trusts is that the trust doesn’t need to liquidate assets so that shareholders can recover their money. Investment trusts also pay good dividends and can provide great returns when managed properly. Investment trusts are different from other investments. Here are some of them.

Shareholder Rights

You become a shareholder when you invest money in an investment trust, so you are given the right to vote on matters like making modifications to the investment policy or selection of directors. Investment trusts can also borrow money to capitalize on investment opportunities. Borrowing can boost the returns for you. However, it can also increase the possibility of losses if the value of assets falls.

Closed-ended

Investment trusts have a predetermined number of shares. The fund manager can sell and invest assets when they think it’s the right time. This means the primary capital investment base is quite stable. Compared to SICAVs and OEICs, investment trusts generally have smaller operating costs. As such, their charges are usually lower. Investment trusts have a board of directors that protects the shareholders’ interests.

Some investment trusts also offer subscription shares. These shares allow shareholders to purchase full shares in the investment trust at some point in the future at a set price. You can talk to your financial adviser if you are not sure about investing your money in an investment trust.

Unit Trust Pricing is Based on Net Asset Value

Unit trust pricing depends on Net Asset Value. Investment trusts also don’t have an initial charge. Shares in investment trusts can be sold and purchased at a price that’s lower or higher than NAV. As such, you can purchase shares in investment trusts at a lower price. If the share price is higher than NAV, the shares are believed to be trading at a premium. If the share price is lower than NAV, the shares are trading at a discount.

Talk to your financial adviser if you have doubts about investing in investment trusts. For more information, visit http://whichtrust.com/.

Tips for Improving Your Writing

Whether you’re writing for a blog, school essay, technical manual, or academic report, there are things that you can practice to improve your writing.

The importance of writing is to communicate. It may be instructions, emotions, ideas, knowledge, or even relating events, whether it’s fictional or non-fictional.

Before you start writing, it’s best to know who your audience is. It’s easier to write if you know who you are communicating with. You won’t expect a child to understand statistical information that you have written even if it is about their favorite toys or TV program. Knowing who you are going to communicate to takes away the pain of trying to figure out how you are going to write about something.

 

Here are a few tips on how you can improve your writing:

Know your audience

Find out the demographics. You need to know your target audience. Writing without knowing is like going out of your house and simply talking about any topic hoping that someone will listen. If you know your target reader then you can find out things that are important to your readers based on your topic. You can even decide on what topic you are going to write about based on what is important to your reader. Knowing who you are writing for helping you communicate by adjusting your content towards a certain audience. Don’t expect your reader to Google unfamiliar terminologies that are in line with a different audience.

Talk

If you have a kind ear that is willing to help, then talking to them about what you want to write will really help. This is also great if that person belongs in your target audience. This will help you find ways to relate your writing in speech. There’s a chance of exchanging ideas, topic discussions, and even feedback about your chosen topic.

Gather your facts and information

If you are writing a manual that doesn’t really care much for your points of view, then you need to gather all your facts, details, information, and whatever things that you need to include in your writing. Don’t write and gather. Gather first, and then write. If you are going to write about a business then you need to study the business.

Basic English

It’s never a pleasure to read unintentional mistakes. You don’t need to be an expert in written English, but you need to make sure you don’t make any mistakes that the grammar Nazis will be all over your writing. There are plenty of online grammar tools available – most of them free.

Plan

You might not be one of those people who can start writing 1000 words of art from thin air without planning. You know those writers who base their drive from inspiration? What you need to do is go with a basic plan: plan by gathering ideas, drafting, revising, proofreading, and publishing. Let inspirations be your multivitamins to your writing. You need to be able to write without them, but they help you patch up your mental blocks.

You can be writing as an art, hobby, or a job. Remember the importance of writing is to communicate.

 

Mimi Rothschild is a veteran homeschooling mother of 8, writer of a series of books called Cyberspace for Kids, and passionate advocate for children and education that is truly worthy of them. In 2001, Mimi and her late husband founded Learning By Grace, a leading provider of online Christian homeschooling Academies. 

Explainer Video Company: The Advantages of Hiring a Professional Video Maker

In promoting your products, you can use a variety of media such as text, images, sound, and video. However, the most effective way to promote your product is using a video. To create a promotional video, you need to use the services of an explainer video company. Why explainer video is so effective to promote a product? The reason is because explainer video is more interesting because it contains images and sounds. In addition, explainer video can be modified so that the video display becomes more attractive and colorful.

When you hire an explainer video company to create a video of your product, you can get more advantages. What are those advantages?

  1. Professional Video Creator

Creating a video explainer is not easy anyway. You should have some abilities. In this case, you have to know the concept and design of the video. If you are not a professional video maker, so you will never make it. Therefore, you should hire an explainer video company to create such a video for your product to get the best result. Since they must be skillful in the designing and making a concept of the video.

  1. Combine 2D Effect and 3D effect

A professional and experienced explainer video company will give you’re the best video that combines 2D effect and 3D effect in the video. You can even ask the video creator to add some other effects so that the video will look more attractive. If you create a video for your product, you can ask the video creator to make a 3D video for instance. 3D video can be more expensive and needs a longer time rather than making a 2D video because they have to draw everything.

The Right Blend of Teacher and Technology

Teachers fill the most important role in education but advances in technology have many people wondering if the teaching profession will ever become obsolete. In short, no. Technology can do amazing things and can fulfill an assistive and increasingly important role in education but can never truly take the place of a teacher. Effective teachers will find a balance between traditional classroom models and utilizing technology to instruct students. What is the right blend of teacher and technology?

Teachers design and plan curriculum, initiate and moderate discussions, and create a loving and safe environment where students can make mistakes, ask questions, and gain new skills. Technology provides avenues for further investigation, allows students to virtually visit places they could never otherwise go, and offers alternate learning modes to keep students interested. How do you blend the two in the most effective way possible? There is no easy answer to this question because it depends on the subject, students, and culture of the classroom; the balance may shift based on the topic being covered, as the school year progresses, and as students become more independent.

The beginning of the school year will be more teacher-centric as students become familiar with classroom routines and rules and the teacher learns the habits, learning styles, and behavioral tendencies of the class. As the year progresses, a teacher can introduce technology as an additional tool for learning or for individual skill practice. By the end of the school year, teachers can gauge how much students can be trusted to use technology independently for learning and skill practice with minimal supervision.

Teachers who utilize technology effectively will find they are better able to interact with individual students to solve problems, research interesting topics, and create presentations, movies or books. Apps that provide fun games to practice math facts, a website offering an in-depth analysis of F. Scott Fitzgerald’s work, or movie editing apps all help students get engaged and stay focused on a specific project but they need a teacher’s guidance and motivation along the way. A student may never find the right app or website, may not understand how to play the game or what to do with fascinating facts they are reading, and would not know how to sequentially produce a movie in the absence of a teacher.

Even tutoring apps and websites cannot replace a real live teacher with whom a student can build a relationship. Students can find the answer to virtually any question online but only a teacher can show that student how to solve the problem, build her confidence that she can do it, and create a follow-up problem to prove that she has conquered the skill.

In today’s educational culture, technology plays a vital role but it is the teacher’s job to either limit or encourage the use of technology as the situation warrants. It is the teacher’s job to select appropriate and helpful technology to further a student’s knowledge and teach them how to use it. It is a teacher’s job to build a rapport with a student and sometime technology is the bridge that allows that relationship to happen. Blending technology and teacher expertise in effective and creative ways can create classrooms in which both students and teachers thrive.

Mimi Rothschild is a veteran homeschooling mother of 8, writer of a series of books called Cyberspace for Kids, and passionate advocate for children and education that is truly worthy of them. In 2001, Mimi and her late husband founded Learning By Grace, a leading provider of online Christian homeschooling Academies.

Wordpress website enhanced by true google 404